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Insurance Planning

Insurance Planning Article If you google insurance planning or use YouTube to conduct your research, you’ll see a plethora of pundits, advisors (licensed and unlicensed),

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Rich Dad's Cashflow Quadrant

This book gets your mind on the right track, but doesn't teach you the specifics about investing in any one asset class. If you are someone who doesn't know where to start when it comes to investing, this is the book that gets you thinking properly about investing so you can begin your research on the appropriate asset class and learn the specifics. It can be a bit repetitive at times but if you understand the purpose of the book (change your mindset about money) then you'll be in for a real treat. For these reasons, I always recommend this book to the novice investor who hasn't been persuaded that exiting what Robert Kiyosaki calls the 'rat race' should be the goal of us all.

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The Automatic Millionaire

The core principles are explained in a way that is easy to understand and internalized. This book utilizes examples of families that make the average income in the United States and still retire a decade earlier than the average retirement age. The book serves as a testament to the idea of the Financially Independent Retire Early or F.I.R.E. movement. It provides simple yet effective strategies I.e. automating the process to get out of debt, prioritize building assets and going through the necessary financial steps logically. I highly recommend this book to anyone who believes financial independence is out of reach.

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Loopholes of Real Estate

This book is the most comprehensive book that I know of to educate you on tax minimization, asset protection, and cash flow maximization strategies of real estate. The author brings real life experience of the law and real estate to conversation and does it in an informative and intentionally repetitive way. This book allows you to drown out the noise of all the other people trying to convince you that their ten step method to real estate investing will make you rich tomorrow and just titles you the facts to consider in your own real estate investing journey. Highly recommend to those that are Club RINO+ members who have identified the real estate asset class as their number one choice to achieve financial independence.

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Hakop Kupalyan, Social Media Manager

Hometown: North Hollywood, CA
Favorite asset class: Real Estate
Education background: B.S. Marketing
Professional background: E-commerce and Marketing


Favorite quote:
“Stopping advertising to save money is like stopping your watch to save time.”
Henry Ford

Bojan Todorovic, Video Production Manager

Hometown: Nis, Serbia
Favorite asset class: Business
Education background: Science school Bora Stankovic
Professional background: TV production


Favorite quote:
“Opportunities don’t happen, you create them”
Chris Grosser

Edward Smith, Social Media Analyst

Hometown: Boston
Favorite asset class: Securities
Education background: B.S. Operations Management
Professional background: Sales and Marketing


Favorite quote:
“You do not find the happy life, you make it.”
Camilla Eyring Kimball

Spencer Park, Video Production Manager

Hometown: Bothell, WA
Favorite asset class: Business
Education background: Bachelor’s in Communications and Anthropology
Professional background: Event/Digital Marketing

Cassian pic
Favorite quote: “Be the change that you wish to see in the world.” Gandhi

Betty Soto, UX/UI Designer

Hometown: Beaumont, CA
Favorite asset class: Real Estate
Education background: West Coast Ultrasound Institute Associate of Science in Cardiovascular Sonography, Current student at Colorado Technical University majoring in Business Administration with a concentration in Digital Marketing.
Professional background: Cardiology Technician


Favorite quote:
“Normality is a paved road: It’s comfortable to walk, but no flowers grow on it.”
Vincent van Gogh

Rahul Kulkarni, Asst. COO

Rahul Kulkarni serves as the Assistant Chief Operating Officer for RINO INVEST. In 1999 he earned a Bachelors degree in Mechanical Engineering before receiving his Masters in Business Administration with a concentration in Marketing from the University of Pune. In his spare time he enjoys bird watching and spending time with his wife and son.

Favorite quote:
“I don’t believe in taking right decisions. I take decisions and make them right!”
Sir Ratan Tata

Diego Castiblanco, Web Admin

Diego Castiblanco works as the Web Developer of RINO INVEST, He got his degree in Computer Science from The Universidad Distrital Francisco José de Caldas in 2017, he worked as a full-time Web Developer in UpWork which is one of the best freelancing platforms, he got the Top Rated Plus tag due to his dedication and professionalism serving clients from start-ups to big companies.

Favorite quote:
“It’s not what happens to you, but how you react to it that matters.”

Barbara Babcock, Curriculum Designer

Barbara Babcock is a Learning and Development Consultant and Financial Educator. Her passion is creating technology-rich learning solutions for Fortune 500 clients in the finance, technology, and engineering industries. She holds a Masters Degree in Educational Technology Leadership from The George Washington University and an undergraduate degree in Economics from the University of Dallas. She is also an emerging professional photographer whose work has been shown in various locations in Austin and Santa Fe.

Favorite quote:
“Experience is making mistakes and learning from them.”
Bill Ackman

Matt Pettit, CIO

Matt Pettit serves as the Chief Investment Officer of RINO INVEST. He is a 2015 Graduate of Wofford College with a degree in Accounting. He also serves his country as a Captain in the United States Army Reserve.

Favorite quote:
“Money is a terrible master but an excellent servant.”
P.T. Barnum